Roof Replacement Financing Starting at $99/Month

Flexible Payment Plans for Homeowners in the Piedmont Triad

At the first sign of a roof leak, it’s easy to become overwhelmed with the thought of “how will I be able to afford my roof replacement?” All the responsibilities of owning a home can add up quickly, and having the cash on hand to pay for a roof replacement may not be possible. That is why Xterior LLC offers financing options with payment plans starting at $99 per month.

We are proud to be in the category of roofing companies that finance here in the Piedmont Triad. It doesn’t take long, homeowners in High Point, Greensboro, Winston-Salem, Kernersville and Burlington can get approved in as quickly as 20-30 minutes! And this isn’t just for roofing, we offer the same payment plans for those who need vinyl siding replacement, gutter installation, gutter guards, and replacement windows.

Since 2016, we have been helping Piedmont Triad homeowners finance their exterior replacements. Xterior LLC is a Google Guaranteed contractor with over 100 reviews at 4.7 stars, as well as an Owens Corning Preferred Contractor. We have the skills to complete your home improvement, and the financing options to make it affordable.

We want to help you now! Call (336) 396-2638 to schedule a free estimate and discover flexible, same-day financing options.

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How Does Roof Replacement Financing Work?

We will ask about your income, mortgage payment, and ask for a photo ID. It’s a 5-minute call to the bank with one of two answers — an approval or a counter offer. Either way, Xterior LLC works to make something fit your budget. We serve homeowners in High Point, Greensboro, Winston-Salem, Kernersville, and Burlington with financing starting at $99/month.

What Roofing Companies Offer Financing Near Me?

Xterior LLC offers financing near you for your roof replacement needs. We have quick approval times, some as fast as 20 minutes! We are located in High Point, serving Winston-Salem, Greensboro, Kernersville and the Piedmont Triad with affordable monthly payments. We offer financing for vinyl siding, gutters and window replacement as well.

How Much Are Monthly Payment Plans for a New Roof?

Your payment per month will depend on the size of your loan. Here’s a table for roofing, siding, windows and gutters to help.

0% Interest – No Payments for 6 Months OPTION AVAILABLE

Monthly Payment Estimates (9.99% – 16.99% APR)

Project Cost	60 Months	120 Months
$5,000	$106 – $124/mo	$66 – $87/mo
$10,000	$212 – $248/mo	$132 – $174/mo
$15,000	$319 – $373/mo	$198 – $261/mo
$20,000	$425 – $497/mo	$264 – $347/mo
$25,000	$531 – $621/mo	$330 – $434/mo
$30,000	$637 – $745/mo	$396 – $521/mo
$35,000	$743 – $870/mo	$462 – $608/mo

We work with multiple lending partners to find the right financing for each homeowner. Rates can range from 9.99% to 16.99% APR, depending on your credit profile and the term length. The table above has estimated rates for general information purposes – your actual payment may vary.

Can I Finance a New Roof with Bad Credit?

Yes, we do have lending programs designed for clients with lower credit scores. These programs are offered through secondary lenders who commonly accept applications with credit scores starting around 550.

One requirement is that you must be the homeowner (having a mortgage payment generally qualifies as homeownership), and your home does not need to be paid off. There have even been some cases where unemployed clients were approved.

Be advised that secondary lenders’ approvals and denials can be unpredictable. All results depend on the lender’s specific criteria so they are not guaranteed.

Feel free to give us a call to explain your situation. We will review your details and help guide you on the best course of action toward an approval!

Is Financing Available for Gutters, Siding, and Windows?

Yes, Xterior LLC offers financing options for vinyl siding, gutters and window replacement projects. We understand that these types of home improvement are an investment, and can seem overwhelming to take on without the necessary funds on hand. That’s why we offer financing options for all of our projects. Contact us today to see how we can help!

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Steps to Secure Roof Financing

Schedule Your Free Estimate

To get started, we need to meet with you, the homeowner, at the property where the home improvement is needed. This is a requirement because we will discuss the project and it’s details, then explore available personalized financing options.

Choose the Right Financing Option

Xterior LLC offers a variety of financing options for roof replacements, vinyl siding, gutters and window replacement. We want to ensure that every homeowner has a plan that accommodates their project and budget, so we will take the time to go over even the finest details. We have financing rates starting as low as 0% (for approved homeowners)!

Finalize Your Roof Financing and Project Schedule

After you choose your preferred financing option, Xterior LLC will begin planning the project schedule. In order to ensure a standard of quality and efficiency, there will be clear communication regarding each step of the plan. As our client, you deserve a seamless transition from financing approval to project completion.

How Long Does Financing Approval Take?

Once we have gone over the details of the project, we can begin the application process for financing. Typically we receive the results—approval or denial—within 20-30 minutes. As every homeowner is different, times may vary.