Roofing Companies that Offer Financing - Trusted by NC Homeowners

Roofing Companies that Offer Financing – Trusted by NC Homeowners

Apr 22, 2019

A roof is one of the most important investments you can make in your home. Indeed, a leaky roof may cause water seepage resulting in damage to the interior of your house. But sometimes when your roof decides to quit, you just don’t have the money to invest in a new roof. Admittedly, you haven’t checked your credit score recently and don’t know your rating. You are thinking that certainly, you will need a loan for your new roof. Next thought, “Where can I find roofing companies that offer financing and have the trust of NC homeowners?”

Xterior LLC can help you obtain credit with plenty of financing options for qualified homeowners, such as no money down and 100% financing. Beyond financing, Xterior is an Owens Corning Preferred Contractor and BBB-accredited. With over 45 years in the home improvement industry, Xterior knows roofs. Call us at 336-329-3667 for a free, no obligation quote.

How to Obtain a Roofing Loan

Now that you know that you need a roof, you are trying to figure out how to pay for it. Your bank can give you a personal loan and that is one possibility. However, rates for a personal loan vary greatly because they are unsecured. Interest rates are dependent on the amount borrowed, term selected, credit history and ability to repay. Therefore, a personal loan may not yield the best rate especially if you have credit issues.

Xterior wants you to have that new roof that you need. We have financing options for most budgets. And, our loan process is easy. Just call us at 336-329-3667 and answer a few easy questions. We will get back to you quickly with an answer. Our financing options for qualified homeowners include no-money-down, 100% financing, interest rates as low as 0%, or low monthly payments.

Metal Roof vs. Shingle Roof

The 2 most popular types of roofs to consider when replacing your roof are metal and asphalt shingle. While metal roofs have gained popularity in recent years, asphalt shingle roofs remain the choice of most homeowners. First, asphalt shingles are more affordable. When having to take out a loan for your roof, you may want to go with the more economical choice. Secondly, asphalt shingles have different options of styles, shapes, and colors. In other words, you can find a roof that will easily enhance your home’s beauty. Typically, an asphalt shingle roof will last about 20 years. However, this greatly depends on the local weather conditions as harsh conditions shorten the lifespan.

While metal roofs are more expensive than asphalt shingles, they typically last 50 years or more. So, while the upfront costs are higher, metal roofs last more than twice as long as asphalt roofs. Also, metal roofs are lightweight, fire resistant, and reflect radiant heat reducing air conditioning costs in the summer. Additionally, metal roofs contain 25-95% recycled material and are completely recyclable when it’s time to replace. And, as for color choices and styles, the choices are as varied as for asphalt shingles.

Notably, the cost of a new roof depends upon several factors whether you choose metal or shingle. One of these is square footage. Generally, the larger the roof, the more roofing material, and labor involved. Finally, style and color of materials, as well as any necessary additional repair work, will affect the cost as well.

Don’t guess at how much a new roof will cost, call Xterior for a free, no obligation quote. One of our technicians will examine your roof, even using a satellite service that shows the details of your roof. We’ll be happy to discuss pricing and options of both asphalt and metal roofs to help you decide which is right for you.

One of the Best Roofing Companies that Offer Financing

When you need one of the best roofing companies that offer financing, you’ll find that many homeowners choose Xterior. We’ll check your credit score and find a loan for you. Remember, Xterior wants to help you replace your roof when you need to, so we will work with you to find the best payment plan available. Plus, don’t forget about our discounts to military families, seniors, teachers, and first responders.

Additionally, we are fully insured and offer excellent manufacturer’s limited lifetime warranties. But don’t take our word for it, check out our many customer reviews, When you need a new roof, don’t hesitate to call Xterior at 336-329-3667.