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You’re thinking that unquestionably, you need a new roof. However, financially, times have been tough. Yet, ignoring your roofing problem is not an option; you understand this can lead to more costly repairs. But with a poor credit history, can you find financing with monthly payments you can afford? You need roofing companies that offer financing even if you’ve got a low credit score. Undeniably, you need a company like Xterior LLC.
Xterior is BBB-accredited and has over 45 years of combined experience in the home improvement industry. We’ll give you a free in-home estimate, so you can take advantage of our 100% financing, no-money-down payment options. Our financing experts will show you how metal roofing is affordable with monthly payments within your budget. With quality products and a professional installation, you’ll enjoy years of safety with your new roof.
Home equity loans are a form of credit, allowing you to borrow against your home’s value less any outstanding mortgages. So, if you have no equity in your home, you can’t borrow against it. Additionally, when you take out a home equity loan, the lender places a lien against your home. If you fail to pay an installment, the bank could foreclose upon your home. However, at Xterior, we offer very affordable, no lien, no prepayment penalty financing. This means even if you face a difficult financial event, our roofing lender can’t foreclose upon your home. Furthermore, if you want to pay your loan off early, you can do so without a penalty.
Have questions about our financing? Call us today at 336-329-3667 to speak to one of our friendly representatives. We’ll be happy to discuss all your options and get you pre-approved for a loan for your new roof.
Undoubtedly, a metal roof is the strongest roofing you can buy. It can withstand hurricane-force winds up to 140 mph. Moreover, its longevity is unmatched with a life span of 50 to 70 years or more. During that time, you’ll replace your asphalt shingle roof several times. Additionally, metal is resistant to fire, insects, fungus, mildew, and moss. Practically impervious to rain and snow, metal roofs can also withstand hailstones. Metal roofing is also environmentally-friendly. Made from 25-95% recycled content, it’s also 100% recyclable at the end of its life.
While the upfront cost is more for a metal roof, you can save money over the long term. First, it’ll outlast an asphalt shingle roof by a large margin. Second, metal panels reflect solar heat reducing your cooling costs. You may be able to save between 10-25% on your energy bill. Finally, some insurance companies offer a reduction in your homeowner’s premium due to metal’s durability.
As with any type of roof you choose, there are many factors that affect your cost. Certainly, one of the biggest factors is the material. Metal roofing is available in steel or aluminum. While steel is the most economical, there are times when aluminum may be the better choice. If you have a coastal home, you’ll want an aluminum roof for its anti-corrosive properties.
The next biggest factor in figuring cost is the area and slope of your roof. Many people don’t realize that as the slope of your roof increases, so does the area. Additionally, a higher pitch requires more safety precautions raising labor costs. Finally, the shape of your roof helps determine the cost. A roof with many peaks and valleys requires more time and attention.
If you need to replace your roof but have a low credit profile, don’t panic! When looking for roofing companies that offer financing for everyone, choose Xterior. You won’t have to pay high-interest rates with us. Even if you have a poor credit history, we can find financing for you. We offer 0% interest rate, low monthly payments, or 0% interest rate. Plus, we give discounts to military, seniors, teachers, and first responders.
So, give us a call today at 336-329-3667 for a free no-obligation quote. Let us show you how affordable a new quality roof can be.