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Roof Financing – How to Pay for a Roof When You Don’t Have the Cash

Roof FinancingLife’s thrown you another curve. Your roof’s developed leaks and you’ve got very little money for a new one. You know you can’t let it go as that can turn into a bigger problem. Water leaking from the roof to lower parts of your house can cause extensive damage. But, with a poor credit score how can you get a loan for a new roof? When you need roof financing and a quality roof, call Xterior LLC.

You can trust Xterior. We have over 45 combined years in the home improvement industry and BBB accreditation. Over the years, we have forged partnerships with leading manufacturers, suppliers, and financial institutions. This allows us to offer premium warranties and great financing terms. For example, we are an Owens Corning Preferred Contractor allowing us to offer Owens Corning’s Lifetime Material and Labor Warranties. Our work must meet their high standards in order to offer the best warranties in the industry.

We use the latest installation techniques to ensure that your roof protects your home for decades to come.

Plus, our extensive business experience lets banks comfortably offer our clients very affordable unsecured, no lien, no prepayment penalty financing. If you need a new roof, we’ll find a loan with monthly payments you can afford. Your credit score is no problem. We have fast and friendly pre-approval for a loan with 0% down, low monthly payments or 0% interest. Combined with our limited time specials, we make it easy to afford a new roof.

Metal Roofing

Generally, metal roofing is available in copper, zinc, aluminum, and steel. While copper, zinc, and aluminum offer superior protection, these metals come at a steep price. Steel is a more affordable solution. A combination of iron and carbon, steel roofing is strong and durable.

Certainly, bare steel panels will rust and corrode. Therefore, manufacturers apply a coat of an anticorrosive agent: zinc, aluminum or a combination of both. The most popular metal roof panels, galvanized steel, have a coat of zinc for protection. Another option is galvalume steel, which has a coat of both zinc and aluminum for protection. For aesthetic purposes and the need for another layer of protection, manufacturers apply a finishing coat of paint next. Now you have a roofing material that is attractive, durable, and long-lasting.

While the initial cost of metal roofing is usually more expensive than asphalt, it has a life span of 40-70 years. This means you may recoup your cost over the years by never having to buy another roof. Additionally, modern metal roofing panels add resale value to your home.  Other benefits include premium color and style choices, fire and wind resistance as well as recyclability. Finally, metal panels reflect solar heat, reducing cooling costs by 10-25%.

Asphalt Shingle Roofs

Indeed, for over 100 years asphalt shingles have protected American homes, providing beautiful and affordable roofing solutions. Generally, asphalt roofs are homeowners’ first choice since they cost a lot less than metal roofing. Asphalt shingles are durable, easy to maintain and offer lasting protection with a life span of 12-20 years. Lastly, asphalt shingles are recyclable as an additive to pavement used in roadways.

Xterior can install either type of roof for you. Plus, whichever material you choose, we can finance it for you. Look through our gallery to see some of our completed projects.

Currently, we have deals on both asphalt shingle and metal roofs. Would you like a free estimate or have questions about any of our specials? Call us at 336-329-3667 and one of our friendly staff will be happy to help you.

Roof Financing the Easy Way

There is absolutely no reason why you cannot have a new roof when you need it. At Xterior, we make roof financing easy to obtain with options like 0% down, low monthly payments or 0% interest. We’ll find a loan for you, even your credit score is less than perfect. Additionally, we offer discounts to military, seniors, teachers and first responders.

Of course, we offer quality installation and a workmanship guarantee on all our installations. In addition to providing material and labor warranties, we are also fully-insured to protect you and your home. Moreover, our reviews from prior clients all reflect our commitment to you. So, when you need a new roof and a loan that fits your budget, call us at 336-329-3667. Today, let us show you how we can make a new roof affordable.


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